Universo is a financial institution leader in the issuance of credit cards in Portugal (“Cartão Universo”) with more than 1 million customers. It has the goal of disrupting the banking industry in Portugal by innovating in the area of consumer payments, credit and insurance.

Our clients are the stars that set our course and make our work shine.

Want to be part of our Universe?

We are seeking a highly skilled and experienced Product Owner to join our dynamic product team. You will lead the development of innovative credit products and optimize existing ones, ensuring they deliver value to both customers and stakeholders.

You will be responsible for:

• Defining and communicating the product vision aligned with the company’s strategy.
• Creating, prioritizing, and managing a detailed product backlog.
• Partnering with cross-functional teams, including engineering, marketing and sales.
• Collaborating closely with development teams to ensure timely and high-quality delivery.
• Participating actively in agile ceremonies.

If you have:

• Bachelor’s or master’s degree in a business or technology discipline
• Experience as a Product Owner, Product Manager, or similar role in digital environment
• Excellent communication and stakeholder management skills
• Clear understanding of the software development life cycle
• Analytical mindset with the ability to translate complex business requirements into actionable tasks.

A star candidate would also have:

• Strong understanding of financial services products
• Experience in conversion focused digital channels
• Background in highly regulated industries, particularly financial services
• CSPO certification

If you are:

• Proactive and curious
• Organized and goal-oriented

What we offer:

• Flextime and a hybrid working model, allowing you to work smarter instead of longer
• Professional growth – you will have a personalized training plan
• A diverse and inclusive working community, where working together is not only a large part of our day-to-day, but one of the most important essentials of our Universe
• Extensive senior management exposure

We aim for greatness and boldness. We want to achieve the extraordinary, bringing your full self to what you do.

If you believe you can be a part of our Universe, please submit your CV.